Aineiston nimi

Experiences of Unsecured Consumer Loans 2018-2019

Aineistonumero

FSD3326

Pysyvä tunniste

urn:nbn:fi:fsd:T-FSD3326

Aineiston laatu

Kvalitatiivinen aineisto

Tekijät

• Iivonen, Saija (Tampere University. Faculty of Social Sciences)

Sisällön kuvaus

The data, collected as free text responses from participants, chart reasons for and experiences of applying for unsecured consumer loans. Twenty people participated in the study.

The participants were asked why they had applied for unsecured consumer loans (payday loans or "quick loans") offered by other institutions than traditional banks. The reasons ranged from various life situations, unexpected costs and slow working of the social support system. Some participants also wrote about the repayment of the loans.

Background information included the participants' gender, year of birth, place of residence as well as their age and education level at the time they had applied for the loan.

The dataset is only available in Finnish.

Asiasanat

consumers; debts; expenditure; income; loans; personal debt repayment; personal finance management

Tieteenala/Aihealue

• Social sciences (OKM:n tieteenalaluokitus)
• Consumption and consumer behaviour (CESSDAn aihepiiriluokitus)
• Income, property and investment/saving (CESSDAn aihepiiriluokitus)
• Equality, inequality and social exclusion (CESSDAn aihepiiriluokitus)

Sarja

Individual datasets

Jakelija

Finnish Social Science Data Archive

Käyttöoikeudet

The dataset is (C) available only for research including master's theses.

Kerääjät

• Iivonen, Saija (Tampere University. Faculty of Social Sciences)

Aineistonkeruun ajankohta

2018-12-21 – 2019-02-07

Maa

Finland

Kohdealue

Finland

Havainto/aineistoyksikkötyyppi

Individual

Perusjoukko/otos

People who had applied for an unsecured consumer loan

Tutkimuksen aikaulottuvuus

Cross-section

Havainto/aineistoyksiköiden valinta

Non-probability: Availability

The participants were recruited through the Guarantee Foundation and on social media.

Aineistonkeruun tekniikka

Self-administered writings and/or diaries: Web-based (Penna textual data collection tool)

Keruuväline tai –ohje

Data collection guidelines: Self-administered writings guide

Aineiston määrä

20 text responses as separate files. The data are available in both TXT and HTML formats.

Datatiedostojen kieli

Aineisto sisältää datatiedostoja seuraavilla kielillä: suomi.

Kvalitatiiviset aineistot ovat saatavilla vain alkuperäiskielellä, niitä ei käännetä.

Datan versio

1.0

Aineiston käytössä huomioitavaa

There were no identifiers in the data. All participants gave their consent for archiving the responses.

Viittausvaatimus

The data and its creators shall be cited in all publications and presentations for which the data have been used. The bibliographic citation may be in the form suggested by the archive or in the form required by the publication.

Malliviittaus

Iivonen, Saija (Tampere University): Experiences of Unsecured Consumer Loans 2018-2019 [dataset]. Version 1.0 (2019-07-10). Finnish Social Science Data Archive [distributor]. https://urn.fi/urn:nbn:fi:fsd:T-FSD3326

Julkaisusta tiedottaminen

Notify FSD of all publications where you have used the data by sending the citation information to user-services.fsd@tuni.fi.

Varaumat

The original data creators and the archive bear no responsibility for any results or interpretations arising from the reuse of the data.

Julkaisut aineistosta

Iivonen, Saija (2019) Miksi suomalaiset tukeutuvat vakuudettomaan kulutusluottoon sosiaaliturvan sijaan - Analyysi kulutusluoton ottaneilta kerätystä kirjoitusaineistosta. Tampere: Tampereen yliopisto. Sosiaalipolitiikan kandidaatintutkielma.